About Spiltz
We built Spiltz because money ruins moments.
Every group trip, every shared dinner, every flat share — they all end the same way. Someone pays, someone owes, and the conversation nobody wants to have hangs in the air for weeks.
Spiltz was built to make that conversation unnecessary. One shared virtual card, instant automatic splits, zero awkwardness. You spend together — Spiltz handles the rest.
Join the waitlistWhat we stand for
Three principles. No exceptions.
Radical Simplicity
If it takes more than one tap, we haven't solved the problem. Every feature earns its place by removing friction, not adding it.
Trust by Default
Bank-level 256-bit encryption. We never store card details. We never sell data. Your financial life is yours — we just make it easier to share the bill.
Built for Real Groups
Not just couples. Not just flatmates. Spiltz works for any group that spends together — holidays, nights out, team lunches, road trips.
The team
Built by people who felt the problem.
A small team with a very specific obsession.
We met at a fintech hackathon in 2023. Three of us, one shared Airbnb, and a spreadsheet that nobody updated. By the end of the weekend we'd stopped talking about the hackathon and started building Spiltz.
We're a team of three — ex-fintech, ex-Monzo, ex-startup. We've shipped payment infrastructure, designed consumer apps, and spent too much of our own money on group trips. We know this problem from the inside.
We're pre-launch and growing fast. If you want to be first in, join the waitlist — or reach us at [email protected]
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